Purpose

Island View Mortgage is committed to protecting the privacy of those accessing its web site. The purpose of this policy is to inform those accessing our site about the collection and use of the personally identifiable information of its users.

Definition of Personally Identifiable Information

For the purposes of this policy “personally identifiable information” means any information collected online that could serve to identify an individual, such as:

• First and last name
• Physical address
• Email address
• Telephone number
• Social Security number
• Credit card information
• Account Number
• Bank account information
• Any combination of personal information that could be used to determine identity

Collection of Information

The following information may be automatically collected and retained if you look or search through our web pages, or download information:

• The Internet domain and Internet Protocol (IP) address of the computer you are using to access our site;
• The type of browser and operating system used to visit our site;
• The date and time of when you access our site; and
• Which portions of the website you visit

The data collected serve as part of our statistical analysis about the use of our Web sites so we may better design online services and improve access to them. We do not attempt to gain personally identifiable information about individual users and associate it with IP addresses. Island View Mortgage does not use the information automatically collected to ascertain your personally identifiable information.

Except where specified, you do not have to provide personally identifiable information to visit or download information from the Island View Mortgage web site. Unless you choose to make your personally identifiable information available to us through an online loan application or contact form, Island View Mortgage does not collect such information from you. Island View Mortgage does not use or place spyware on your computer. Be aware that Island View Mortgage may request personally identifiable information from you in order to perform requested specialized services such as processing a loan application.

How Personally Identifiable Information Is Used by Island View Mortgage

Email or other information requests sent to Island View Mortgage's Web site may be saved and used to respond to the request, forward the request to the appropriate department, communicate updates concerning topics that may be of interest to users, or provide the Island View Mortgage web designer with valuable customer feedback to assist in improving the web site.

Data Security and Quality

Island View Mortgage is committed to data security and the data integrity of Personally Identifiable Information available from or collected by Island View Mortgage Web sites. Island View Mortgage has taken precautions to protect personally identifiable information from loss, misuse, or alteration. Any authorized third parties responsible for this information are committed to the same principles, and are required by contract to follow the same policies and guidelines as Island View Mortgage in protecting this information. Visitors should be aware, however, that even though protections are in place, Island View Mortgage cannot guarantee against the occurrence of hardware failure, unauthorized intrusion, or other technical problems.

Changes to and Versions of the Privacy Policy

This privacy policy may be changed at any time; any changes will be posted on this web page. The version number and the date the policy was last revised will be noted on the policy (currently version 1.0, Dec 01, 2009). Information collected while a particular version of this policy is in effect will be handled in accordance with that version.  If you have questions, comments, or concerns, please contact us.